Flood Insurance

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get floodsmartIf your home is located within a FEMA-designated floodplain, you are required to carry mandatory flood insurance if you have a federally-backed mortgage. Flood insurance premiums vary, depending upon the flood zone where a property may be located or the elevation of the building.

Even if you are not located within a FEMA floodplain, but are near one, flood insurance is recommended. You might qualify for a low-cost Preferred Risk Policy. Always check with your mortgage lender. Renters should consider flood insurance for their contents.

If you believe that your home is incorrectly shown within a floodplain, you may obtain an Elevation Certificate and not be required to pay flood insurance. See Floodplain Maps.

More information regarding flood insurance can be found at the Floodsmart website.


page - flood risk and insuranceFlood Risk and Insurance, Know the Facts


page - before the floodBefore the Flood Fact Sheet  


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